What is a Merchant Cash Advance?
A Merchant Cash Advance (MCA) gives your business fast access to capital by advancing you funds based on your future card sales. Instead of fixed monthly payments, you repay as a percentage of your daily or weekly credit and debit card revenue, so payments flex with your sales performance. When business is busy, you can pay down the advance sooner — and when sales slow, repayments adjust naturally with your cash flow. MCAs are designed for businesses that need quick working capital without the long documentation and timelines of traditional loans.
What documents do I need to apply?
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Last 3–6 months of bank statements
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Last 3–6 months of card processing statements
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Government-issued ID for principal owners
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Business registration documents (EIN, license)
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Voided check or bank details for funding/repayment
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Any additional financials (tax returns, P&L) if available
How it Works
Apply Online
Fill out our simple application in minutes. No paperwork headaches.
Get Approved
Receive multiple offers tailored to your business profile within 24 hours.
Get Funded
Funds deposited directly into your business bank account as soon as the next business day.
Won't effect your credit score.