A Payment Processing System for Heating, Ventilation, and Air Conditioning business
With so many merchant service providers to choose from, heating and air service businesses need a partner who understands their workflow. From small independent contractors to full-service home service companies, RivBlue connects business owners with payment processing solutions built specifically for the heating and air industry.
Customized Invoicing
Make it easy for customers to tip, no matter how they pay.
Recurring Billing
Keep a complete customer directory and provide receipts the way they prefer—email, text, or print.
Offline Transactions
Stay worry-free—every transaction completes, even when connectivity is weak.
Mobile POS Solutions
Cash For Emergency Replacements
Buy New Units Before Installs
What could your business do with funding?
How you use your funding is entirely your choice. Whether you’re planning to expand or need support with cash flow, we help businesses:
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Purchase inventory
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Cover payroll
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Expand or renovate
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Launch marketing campaign
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​Stabilize cash flow
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Upgrade equipment
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Hire more employees
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Consolidate business debt
Won't effect your credit score.
Prequalify for Funding Today
Merchant Cash Advance
Turn your future credit card sales into immediate working capital. Repay automatically as a percentage of your daily sales.
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Approval in 24 hours
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No collateral required
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6+ Months in Business
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550+ Credit Score
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$5K+ Monthly Credit Card Sales
Equipment Financing
Get the tools you need to operate. Finance up to 100% of the equipment value with predictable monthly payments.
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Preserve working capital
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New or used equipment
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6+ Months in Business
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6​00+ Credit Score
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$10K+ M​​​​onthly Revenue
SBA Loans
Government-backed SBA loans provide flexible, affordable financing for qualified small businesses.
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Preserve working capital
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New or used equipment
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6+ Months in Business
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6​00+ Credit Score
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$10K+ M​​​​onthly Revenue
Revenue Based Financing
A simple way to get funding where you repay the money using a small percentage of your sales, so payments go up when business is good and slow down when sales are lower.
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Payments adjust with your monthly revenue
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No fixed monthly loan payments
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No equity given up — you keep full ownership
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Fast access to growth capital
Business Line of Credit
Access funds whenever you need them. Only pay interest on what you use. Perfect for managing cash flow gaps.
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Revolving credit limit
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Draw funds instantly
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​​12+ Months in Business
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​650+ Credit Score
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​$​10K+ Monthly ​Revenue
Business Term Loans
Traditional lump-sum loans for major investments. Expansion, renovation, or large inventory purchases.
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Fixed monthly payments
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Longer repayment terms
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24+ Months in Business
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600+ Credit Score
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$5K+ Monthly Revenue
Invoice Factoring
A financing solution where a business sells its unpaid invoices to a third party for immediate cash, improving cash flow without taking on debt.
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Outstanding Invoices Between 30-90 days
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Creditworthy Customers
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Invoice Aging Report
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Your Business’s Articles of Incorporation
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Business Bank Account
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Your Company Must be Categorized as B2B
Franchise Financing
Funding designed to help you buy, open, or grow a franchise, with repayment plans tailored to the franchise business model and its expected cash flow.
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Funding for new or existing franchise locations
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Lower risk due to proven franchise models
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Flexible loan options based on franchise brand performance
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Support for build-out, equipment, and startup costs
Purchase Order Financing
Purchase order financing helps you pay your supplier to fulfill a customer’s order, and you repay the funding once your customer pays you.
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Fast funding — as little as 4 days
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No minimum credit score required
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Financing based on confirmed purchase orders